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How to Get a Dubai Golden Visa by Investing in Real Estate?

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Get a Dubai Golden Visa by Investing in Real Estate

Dubai has emerged as a global investment hub, attracting property investors worldwide. Dubai attracts investors from many countries, making it a truly international destination for real estate and business opportunities.

One of the most sought-after residency options is the Dubai Golden Visa (also known as the 'golden residence' permit), which provides long-term residency for investors who meet the eligibility criteria. The UAE is a country offering attractive residence and investment options for individuals seeking new opportunities.

The UAE offers a Golden Visa that provides long-term residency for investors, entrepreneurs, scientists, and exceptional talents. If you are wondering how to obtain a Dubai Golden Visa by investing in real estate, this guide covers everything—from requirements and benefits to the best investment options and the application process.

 

What is the Dubai Golden Visa? 

The Dubai Golden Visa is a long-term residence permit program introduced by the UAE government. It allows investors, entrepreneurs, and skilled professionals to live, work, and study in the UAE without needing a national sponsor. This residence permit is particularly attractive for real estate investors, as it is granted for 10 years based on the property investment value. The Golden Visa residence permit can be extended for an additional 5 or 10 years if eligibility requirements continue to be met.

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Eligibility Criteria for a Dubai Golden Visa through Real Estate Investment 

To qualify for a Dubai Golden Visa through property investment, you must meet the following conditions:

➟ Minimum Investment Required

➤ You must invest a minimum of AED 2 million ($545,000) in ready-to-move or under-construction properties. To obtain a 10-year property investor visa in the UAE, a minimum investment of 2 million AED is required.

➤ Properties under a mortgage are also acceptable subject to certain conditions, and a loan can be used for property investment if it meets the eligibility requirements.

➟ Property Type Requirements

➤ Residential or commercial properties are eligible.

➤ Off-plan properties are also qualified for the Golden Visa.

➤ Joint ownership is allowed, but the individual share must meet the AED 2 million requirement.

➤ Alternatively, you may qualify by investing in an investment fund accredited by UAE authorities, or by making public investments such as deposits in a licensed investment fund, provided you submit official documentation from the relevant authorities.

 

Minimum Investment Requirements for Dubai Golden Visa

To qualify for the UAE Golden Visa as a real estate investor, applicants must meet a minimum investment threshold of AED 2 million in real estate. This investment can be made in one or more properties, allowing flexibility for investors to diversify their portfolio across different types of properties or locations. The properties can be located in free zones or other designated areas approved by the UAE government, making it accessible for both local and foreign investors.

The Federal Tax Authority stating that the investment must be made through a UAE-registered company ensures transparency and compliance with local regulations. In addition to the investment, applicants must hold a valid passport and maintain a clean criminal record. The Golden Visa is not limited to property investors; entrepreneurs, qualified professionals, and exceptional talents are also eligible under the same conditions, provided they meet the minimum investment and other requirements. This long term residence visa offers a pathway to residency in Dubai, making it an attractive option for those seeking stability and growth in the UAE.

 

Real Estate Investment Options for Golden Visa Applicants

Real estate investors seeking the Golden Visa have a variety of investment options to suit their preferences and financial goals. Eligible investments include off-plan properties, completed properties, or a combination of both, giving investors the flexibility to choose between new developments and ready-to-move-in units. The UAE government has designated specific free zones where foreign investors can purchase properties without restrictions, making it easier for non-residents to participate in the market.

Investment options span across residential apartments, luxury villas, and commercial spaces, allowing investors to select properties that align with their investment strategy. Real estate investments in these government-approved areas are fully eligible for the Golden Visa, ensuring that both local and foreign investors can benefit from the program. By offering a wide range of property types and locations, the UAE government has created an inclusive environment for real estate investors looking to secure long-term residency through their investments.

 

Top Benefits of a Dubai Golden Visa for Property Investors 

 

1. Long-Term Residency (10 Years) 

➤ No minimum stay required.

➤ Freedom to enter and exit the UAE at any time.

 

2. Family Sponsorship

Family members of the main applicant, including spouses and unmarried children, can be included under the Dubai Golden Visa through a residence visa sponsorship. The sponsor must hold a valid residence visa and meet the minimum income requirements set by the UAE government. Each family member must also provide a valid passport and a clean criminal record as part of the application process.

The Federal Authority for Identity, Citizenship, Customs, and Port Security (ICP) oversees the processing of family sponsorship applications, ensuring that all requirements are met for each applicant. This allows investors to bring their immediate family members to the UAE, providing them with the same residency benefits and access to related services, such as education and healthcare. The process is designed to make it easier for real estate investors to establish a stable and secure life in Dubai with their loved ones.

 

3. High ROI on Real Estate Investments

Dubai’s real estate market is renowned for offering high returns on investment (ROI), making it a top choice for real estate investors and foreign investors alike. The UAE government has implemented a range of initiatives to stimulate the property market, including reducing transaction fees and introducing investor-friendly regulations. These measures, combined with a favorable tax environment established by the Federal Tax Authority, have made real estate investments in Dubai more attractive than ever.

The new tax regime is particularly advantageous for real estate investors, as it offers competitive rates and exemptions that enhance profitability. As a result, the Golden Visa has become a popular option for those seeking to maximize their investment returns while enjoying the benefits of long-term residency in the UAE. With strong government support and a dynamic property market, Dubai continues to be a leading destination for real estate investments.

 

Required Documents for Dubai Golden Visa Application

Applying for the Dubai Golden Visa requires applicants to prepare and submit a set of essential documents. These include a valid passport, a clear copy of the passport, and a completed visa application form. Proof of investment is mandatory, such as a title deed or a legally binding sales contract, along with evidence of income like a salary certificate or recent bank statements.

Applicants must also provide a valid medical insurance certificate and a police clearance certificate to demonstrate good conduct. All documents should be in English or Arabic and must be attested by the relevant authorities to ensure authenticity. The General Directorate of Residency and Foreigners Affairs - Dubai (GDRFAD) is responsible for processing Golden Visa applications, and submissions can be made online via the GDRFAD website or through authorized typing centers.

Additionally, the Federal Authority for Identity, Citizenship, Customs, and Port Security (ICP) offers related services, including the issuance of residence permits, visa services, and support for foreigners affairs and port security. By ensuring all required documents are accurately prepared and submitted, applicants can streamline the process and secure their residency in Dubai efficiently.

 

2 Family Sponsorship 

➤ You can sponsor your parents, spouse, children, and domestic staff. Family members can be sponsored for a Golden Visa if the main applicant holds an investor visa. Specifically, you may include unmarried sons up to the age of 25 and unmarried daughters of any age under your sponsorship.

Outstanding students may also be eligible for the Golden Visa, recognizing their exceptional academic achievements.

 

3 High ROI on Real Estate Investments 

➤ Dubai's property market provides 8-12% rental yield in prime locations.

 

How to Apply for a Dubai Golden Visa Through Real Estate Investment? 

 

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Step 1: Choose the Right Property 

➤ Select a property worth AED 2 million+.

➤ Ensure it meets the Dubai Land Department’s requirements. Properties located in a free zone are also eligible for the Golden Visa.

Step 2: Obtain the Title Deed 

➤ After purchasing the property, register it with DLD and obtain a title deed/oqood.

Step 3: Apply for the Golden Visa 

➤ Submit your visa application to the General Directorate of Residency and Foreigners Affairs (GDRFA). The application for a Golden Visa can be submitted online without a middleman.

Step 4: Health Check & Emirates ID 

➤ Complete a medical examination and apply for an Emirates ID.

Step 5: Visa Issuance 

➤Once approved, you will receive your 10-year Dubai Golden Visa.


Why Choose Signature Habitat Properties for Your Dubai Golden Visa Investment?

Signature Habitat Properties, we specialize in helping investors acquire premium properties in Dubai that qualify for the Golden Visa. In addition to real estate, establishing or investing in a business is another pathway to qualify for the Golden Visa, and our team can assist you with business-related investment options. Here’s why we stand out:

➨ Exclusive Properties - Access to off-market and high-demand properties.

➨ Expert Legal Assistance - Hassle-free Golden Visa application processing.

➨ Investment Advisory - Maximize ROI with strategic property and business investments.

➨ Dedicated Support - From property or business purchase to visa approval, we handle everything.

Contact us today to get personalized guidance on securing your Dubai Golden Visa through real estate or business investment.

 

FAQs About Dubai Golden Visa for Real Estate Investors 

1. Can I get a Dubai Golden Visa with a mortgage property?

 Yes, the government grants a golden visa to mortgage property also, but it is subject to certain conditions.

2. How long does it take to get a Dubai Golden Visa?  **➨**The process usually takes 10 to 15 days upon document submission.

3. Do I need to live in Dubai to maintain my Golden Visa?   No, there is no requirement to stay in Dubai permanently.

4. Is real estate investment in Dubai safe?  ➨Yes, Dubai has a well-regulated property market with strong legal protections. Golden Visa holders benefit from being exempt from personal income tax in the UAE. To learn more about How to Get a Dubai Golden Visa by Investing in Real Estate, A Smart Choice for Real Estate Investors, Book a free consultation with one of the Signature Habitat team advisors. You may also be interested in exploring luxurious apartments in Dubai. This article was published on 03-04-2025. The information provided in the article is based on the policies and rules applicable at the time of writing it. Talk to one of our consultants for any recent updates or changes.

5. Can Golden Visa holders apply for UAE citizenship?
Golden Visa holders may become eligible for UAE citizenship under certain conditions, such as long-term residency and meeting specific criteria set by the government. UAE citizenship offers benefits like visa-free travel to many countries and additional rights within the UAE.

6. What official documents are required for the application?
Applicants must provide various documents, including legal statements or certificates from the UAE stating compliance with all residency and investment requirements.

7. How does the Dubai Golden Visa compare to similar programs in other countries?
The Dubai Golden Visa offers unique benefits compared to similar residency-by-investment programs in other countries, such as longer validity, no personal income tax, and flexible residency requirements. Each country has its own policies, so it's important to compare the specific advantages and requirements.


To learn more about How to Get a Dubai Golden Visa by Investing in Real Estate, A Smart Choice for Real Estate Investors, Book a free consultation with one of the Signature Habitat team advisors.

This article was published on 03-04-2025. The information provided in the article is based on the policies and rules applicable at the time of writing it. Talk to one of our consultants for any recent updates or changes.

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Signature Habitat Properties LLC is a property brokerage company registered in Dubai – UAE (License No. 861348). We are regulated by Real Estate Regularity Agency under office No.2608, Concord Tower Dubai Media City, Dubai - UAE

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